Loan UnderwriterSalary £38-44KLocation- Altrincham, South Manchester, CheshireConnections are currently recruiting for an experienced loan underwriter to join an established specialist lender. As a loan underwriter you will support in the processing of loan agreements ensuring all relevant checks are completed, assessing creditworthiness of applicants to identify potential risk to the business. This is an office based role based close to Altrincham in South Manchester.Responsibilities-Underwrite loan applications within lending criteria and funding partners guidelines by making quality lending decisions and articulate them fully.- Be alert to the risks attributed to an application ensuring that the loan is both suitable and fit for purpose.- Recommending appropriate mitigation of risks where possible.- Ensure that key principles are adhered to, in full, throughout the processing of the application. Recommending alternatives where necessary as the loan process progresses.- Provide excellent customer service.- Follow and keep up to date with current best practice and regulatory requirements in line with company training.- Ensure communication between internal departments and with external partners is clear and concise at all times.- Keep all internal systems up to date.- To be responsible for all underwriting queries and resolution of issues.Qualifications-Short-term lending and property related lending underwriting experience preferred.- Ability to adopt a pragmatic approach to underwriting ideally with a specialist lender.- Able to demonstrate you are proactive, hardworking, flexible and able to work under own initiative but also as a team player.- Able to prioritise effectively to manage multiple underwriting functions.- Commercially aware with excellent interpersonal and communication skills.
